Best account receivables softwares in 2025

What is accounts receivable management software?

One simple way of looking at the cashflow of businesses is to divide it into two streams:

• Money coming in
• Money going out

Whereas Accounts Payable software handles money going out, Accounts Receivable (AR) software handles money coming in.

Typically, accounts receivable functions aim to streamline the whole process of collecting monies owed by customers - in order to create efficiencies and improve overall cashflow. This involves:

• Automating repetitive tasks like creating invoices and payment reminders
• Managing customer credit control and deductions
• Governing compliance with international invoicing protocols
• Providing a real-time dashboard overview of the AR situation
• Offering a branded self-payment portal for paying customers
• Integration with existing Enterprise Resource Planning (ERP) systems

What are the best accounts receivable management software packages in 2025?

Software	Characteristics	Advantages	Average Price	Company Size
Agicap Test	Part of a complete cashflow management solution Automated invoicing & reminders Real-time dashboard analysis Personalised follow-up workflows Free, no-strings demo Set AR rules and generate daily worklist	30% reduction in non-payments 10% reduction in DSO 50% time saved in receivables management Full integration with existing ERP or cashflow management software	Free demo No pricing information – custom quotations only	~600
Bill AR	Part of AR/AP package Automated invoicing & reminders Self-service customer portal Offers credit card and ACH payments Customizable templates	Integration with some top account software packages Streamlined collection management 50% time saving on AP 100% faster payments	Essentials: $45 user/month Team: $55 user/month Corporate: $79 user/month Enterprise: custom pricing	2,000+
Esker	Part of AR/AP package AI-powered deduction management & predictive collections management Full credit management suite Self-service customer portal in 40+ countries and 135+ currencies Global e-invoicing in 60+ countries	Up to 10 days reduction in DSO Compatible with 300+ supplier invoicing portals Multi-ERP integration ~72m invoices processed successfully annually	Free demo – but no pricing information	~1,000
HighRadius	Part of a multi-faceted finance package Automated collections management Cash application management Deductions management Credit management Electronic invoicing Analytics – KPI & data-driven	Offers predictive AI as improvement on rules-based automation $10.3 trillion transactions processed annually Named as Leader in 2024 Gartner Magic Quadrant report for I2C Applications	Pricing information via ‘get in touch’ form only	~4,000
Qonto	Part of a business banking solution for SMEs and freelancers Quotes and invoices created with a few clicks Set rules for automation Tracking tools Limited specialised AR functionality	Create and send invoices in under a minute Receive SWIFT payments 15,000+ integrations	Free 30-day demo Basic: €108 per year Smart: €228 per year Premium: €468 per year	~1,600
Celonis	Premium add-on app to Celonis’ Execution Management System Intelligent collection prioritisation Automation of key AR processes Payment term compliance Intelligent credit management	Accelerate cash cycles Reduce collections risks Improve working capital Achieved 60% reduction in past Due AR for one client	Live onscreen demos available (duration: 20 minutes) Free plan available Pricing on a custom basis otherwise	3,000+
Invoiced	AR specialists Automated collections ACH, SEPA, Bacs payment functionality Real-time reporting Accounting system/ERP integration	45% less billing enquiries 90% accuracy improvement 70% team efficiency gains	Live demo by arrangement No pricing information available	<50
Upflow	AR specialists Automated collections based on segmentable customer base Team collaboration features Centralised tracking Automated cash forecasting	Integrates with top financial software packages 32% average reduction of bad debt write-off 81% average reduction in time spent on collection 53% average DSO reduction	Discover: $0/month Grow: $440/month Scale: $880/month Enterprise: Not specified	<100
Tesorio	Part of a full-service financial operations platform Automated collections workflow Real-time AR configurable dashboarding Collaboration tools Customer payment portal	33 days average DSO reduction 3x collections productivity increase 98% customer retention rate	Free demo by arrangement Runs a usage model rather than a subscription model No exact pricing details given, but expect >$30,000 per year	~100

What are the main accounts receivable management software packages in {{year}}?

Agicap

Trusted by 7,000+ finance teams in the US and Europe, Agicap is headquartered in France and has 600+ staff spread over 12 international offices. The firm has made a name for itself thanks to its complete cash management software solution - of which the AR part is called CashCollect.

The aim of CashCollect is to accelerate the order-to-cash cycle of businesses in order to improve cashflow and working capital. This suite of AR functions includes automated collections, personalised follow-up workflows, realtime AR analysis and team collaboration calls - all presented in Agicap's trademark easy-to-use interface. What really makes Agicap AR stand out is the ease with which a business's existing data can be fed into the system. Agicap AR is big on ERP/accounting software compatibility.

Conveniently too, CashCollect is also available as a single module that businesses can integrate with their existing software -without investing in the full package. Test Agicap for free, or get a personalised quote for the whole Agicap package immediately online.

Bill AR

A comparatively large player in the AR sector with 2,000+ employees, Bill offers AR and AP on one one platform. As well as the extensive dunning automation we would expect from a credible AR package, Bill emphasises a wide range of payment options for clients.

It's great to see a full pricing schedule on the Bill AR website. With prices starting at $45 per month for the Essentials package, this arguably is a package aimed at smaller businesses rather than enterprises. Full dashboard management is only available from the Teams package ($55 per month) and above.

Esker

Serving 6,000 clients on all major continents, Esker offers AR technology twinned with AP. An extensive suite of AR options is available here - what we might expect an enterprise client to need - including specialised tools for the management of credit, invoice delivery, deductions, collections and payment processing.

Like Agicap, Esker are keeping a close eye on developments around the new B2B legislation in France, which is set to make it compulsory to invoice electronically inside the country from 2026.

HighRadius

HighRadius arms finance teams with comprehensive AR abilities as part of a wider suite of tools that includes AP, consolidation, reconciliation and treasury. This relatively large firm has a good reputation, with top plaudits in the area of Accounts Receivable awarded by no less than 4 market analysts (Gardner, the Hackett Group, Forrester and IDC).

With $10.3 trillion processed annually in AR alone, Highradius has attracted 1,100 customers overall, including heavyweights Adobe, Red Bull and Shell. The firm is keen to promote their AI credentials, with AI-prioritised worklists and custom generative AI in the area of collections management.

Qonto

Qonto is a business banking account squarely aimed at micro-companies, SMEs and freelancers. Part of their package is a simple invoicing function that allows businesses to issue quotes and invoices in just a few clicks. There is no AR automation on offer here.

Qonto does offer 100% compliance with the new French invoicing legislation and is admirably clear about fees. Their accounts payable and receivable tools are available in packages from 'Essential' upwards (€49 per month).

Celonis

The AR tools offered by Celonis are part of a wider provision based on what Celonis calls 'process mining'. Simply put, this is enterprise-level software, designed to optimize processes across big organisations.

As we would expect, Celonis AR is high-powered, with automated AR processes and AI optimisation of key areas like credit management and shortfall prioritisation. The company boasts some big clients, like Mars and Accenture, but does not offer a price schedule.

Invoiced

Founded in 2013 in Texas, US, Invoiced is a small company that was bought in late 2024 by payments firm Flywire. Invoiced boasts a specialty in AR; no other functionality is offered.

Their AR software includes automated invoicing and collections, built-in payment functionality, real-time reporting and API integration with ERPs.

Pricing is on request.

Upflow

Based in the US, Upflow is a small company specialising exclusively in Accounts Receivable. Offering streamlined cash collection, dashboard analysis and customer payment portals, Upflow integrates with only a limited range of accounting software - but does provide configurable API, so businesses have the ability to configure bespoke integrations.

Upflow client testimonials report DSO reductions of 37%, 32% and 50%. Costing is transparent, with the lowest package 'Grow' priced at $440 per month.

Tesorio

Notable for offering a payment model based on usage rather than subscription, Tesorio is a small company offer an AR tool as part of a unified cash management offering.

As well as a robust clutch of AR solutions like automated collections, improved collaboration and real-time dashboards, Tesorio - like Esker - offers AI predictive management of collections. So, overall it's a heavyweight package. Costing is not stated, but second-hand reports indicate a starting price of $30,000 per year.

Agicap Accounts Receivable

The best accounts receivable software for any business depends, of course, on the quality of the tools provided, as well how easy it is to get the tools to work! But there's another factor to software success, and one that Agicap clients frequently mention in testimonials: high service levels.

Below, financial accountant Lorenzo Giarritiello highlights how being able to keep in touch with Agicap on a daily basis is a key driver of Corriere Dello Sport's success with Agicap AR.

FAQs on accounts receivable tools

What is the best way to manage accounts receivable?

Advanced features on the market include:

• Technology to allow users to customise automation by setting rules (as with Agicap CashCollect)
• Using machine learning models (AI) to predict the most effective way to manage collections
• Segmentable customer database to improve prioritisation of collection

How do you keep track of accounts receivable?

Many AR tools use dashboards to provide live oversight and analysis of accounts receivable. Key performance indicators (like Days Sales Outstanding) are also tracked here.

What software is used for accounts receivable?

AR software generally comes in one of three formats:

• Standalone
• Twinned with AP software
• Part of overarching cash flow management software

What is an accounts receivable management system?

The terms accounts receivable 'system' and 'software' are used interchangeably.

Optimize Your Accounts Receivable with Agicap 🚀

Managing accounts receivable (AR) efficiently is crucial for improving cash flow and reducing Days Sales Outstanding (DSO). Agicap CashCollect automates the AR process, making collections smarter and faster.

Why Choose Agicap?

✅ Automated Invoice & Payment RemindersSet up custom workflows to follow up on overdue invoices and ensure timely payments.

✅ AI-Powered Cash ForecastingReal-time AR dashboard to track payments and project future cash inflows accurately.

✅ Customer Payment PortalProvide clients with an easy-to-use branded payment page for seamless transactions.

✅ ERP & Accounting IntegrationsSeamless sync with Xero, QuickBooks, Sage, NetSuite, and other financial tools.

Take Control of Your Accounts Receivable

🔹 Book a live demo to see Agicap CashCollect in action. 🔹 Start a free trial and optimize your receivables today.

👉 Discover Agicap CashCollect and streamline your AR process! 🚀