The real reasons why UK mid-sized companies struggle with unreliable cash flow forecasts
Despite CFOs facing increasing pressure to perfect cash flow forecasting in a high interest rate environment, many mid-sized companies still struggle. Our 2025 survey reveals why and offers solutions to perform better than your peers.
Key findings include:
43% of US mid-market companies depend on unreliable cash flow forecasts and experience an unexpected cash shortfall of more than $50,000 every 20 days.
The top cash flow forecast challenges are inventory management, underestimated business complexity, and the reliance on outdated tools.
The critical thresholds where forecast accuracy suffers the most in terms of the number of legal entities, bank accounts and currencies.
The average cost of unreliable cash flow forecasts amounts to $465,000 annually for US mid-sized companies.
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12+ pages
of insights with 6 in-depth interviews with seasoned CFOs
500+ CFOs
answered the survey in the UK, France, Italy, Germany and the US
£30-500M
of annual revenue for all companies surveyed
The shortfall in cash forecasting reliability is particularly alarming
Indeed, it has direct financial consequences. Inaccurate or outdated forecasts lead to costly overdraft fees, missed investment opportunities, and suboptimal financing decisions. More importantly, it heightens the company’s exposure to external shocks, potentially jeopardising long-term stability and survival.
A survey already noted by the specialist press
TMI
"Cash flow forecasting is a perennial bugbear. It’s been in the list of top treasury and CFO challenges in almost every industry survey over the last 15 years. Yet a surprising new study reveals that 37% of UK CFOs are still operating with unreliable cash flow forecasts, while 63% don’t even maintain short-term forecasts."
About Agicap
Founded in 2016, Agicap is at the forefront of cash management innovation, with a Treasury Management Platform integrating Banking & ERP connectivity, Cash Management, Liquidity Planning, Accounts Receivable, Accounts Payable and Spend Management.
With over 8,000 clients across Europe, Agicap continues to empower businesses to achieve operational excellence and maintain a culture of cash performance.
